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SJR Insurance Blog

View the latest blog posts from SJR Insurance.

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Wednesday, March 25, 2020

How Does Motorcycle Insurance Work in Florida?

Florida’s laws and regulations for motorcycle insurance can be confusing, as they are different from every other state in the U.S. Most states require bikers to carry a certain amount of motorcycle insurance. Florida does not legally require motorcycle insurance, but that doesn’t mean you don’t need it. READ MORE >>

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Wednesday, February 26, 2020

Common Directors and Officers Claims

When hiring directors and officers for your board, you like to believe that your judge of character is enough to prevent trouble. You vet your employees carefully and hire them based on merit and experience. But, unfortunately, not everything can be anticipated. Lawsuits concerning officers and directors are more common than you may think. READ MORE >>

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Thursday, January 23, 2020

Difference Between Co-Op, Condo and Home Insurance

No matter where you live, it’s important to make sure you have a way to replace your belongings if they’re lost or damaged. Items like computers and jewelry can be devastating to lose and hard to replace. But several coverages, at a glance, seem to overlap. READ MORE >>

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Tuesday, December 31, 2019

What is Law and Ordinance Coverage?

Also known as Building Ordinance Coverage, Law and Ordinance Coverage is a type of property insurance that covers a unique gap in property insurance coverage. If a building mandates certain codes, you must adhere to these codes in repairing, constructing, or replacing a building. READ MORE >>

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Wednesday, November 20, 2019

How Commercial Auto Insurance Can Protect Your Fleet

If you own or rent vehicles for your business, commercial auto insurance offers more protection than a personal auto policy. Learn what's covered under this category of business insurance and how you can use it to protect the vehicles your business relies on. Who Should Purchase Commercial Auto Insurance? READ MORE >>

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Wednesday, October 30, 2019

Tips for Low Cost Auto Insurance for Disabled Drivers

  As a driver, you’re likely entitled to some savings opportunities. Most people qualify for discounts on car insurance for one or more reasons. If you are a driver with some disabilities, that can prove to be very valuable. Auto insurance companies may help you to find a policy that provides ample protection for your vehicle. READ MORE >>

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Thursday, September 19, 2019

The Difference Between Collision & Comprehensive Car Insurance

When you call your car insurer, you might want as much coverage as possible. Therefore, you might ask them for comprehensive car insurance. However, be careful; comprehensive coverage means a very different thing to most insurers than it might to you. READ MORE >>

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Tuesday, August 13, 2019

Does Boat Insurance Cover a Blown Engine?

You need an engine on your boat to go anywhere. Even sailboats might have auxiliary engines that you might need to turn on from time to time. Therefore, you don’t want to see any type of engine failure. It might interrupt your trip, after all. Plus, engine failures can be very costly. READ MORE >>

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Wednesday, July 10, 2019

Can You Buy Flood Insurance for a Condo?

Homes in low-lying areas, or located near water, might have a risk of flooding in the right situations. Regardless of whether they are houses, apartments, condominiums or town houses, flooding does not discriminate. As a result, occupants might need flood insurance. READ MORE >>

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Thursday, June 6, 2019

What to Look for When Buying Homeowners Insurance in Cocoa Beach

As one of Florida’s premier oceanfront communities, Cocoa Beach has some of the highest real estate values in both Florida and the United States. Both year-round and seasonal residents, not to mention tourists, call the area home. If you own property, it will cost you a pretty penny. READ MORE >>

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